B. Carson asked:




Shocking statistics are clearly showing that identity theft is on the rise. This crime affected almost 10,000,000 victims in 2008. And this is a 22% increase from the previous year. And 71% of id fraud happens within the week of a persons personal data being stolen. And with this crime being known as the silent crime what can you do to protect yourself?

What a lot of people tend to do when they feel that they might be at risk of this crime is that they believe it is better for them to use their credit ATM card restaurant and pretty stop shopping online with their cards. This is a common misconception for many people that are paranoid about identity theft. Even though there might be some minor risk to using your personal information online, however using your personal information in the restaurant can actually be even more dangerous.

The reason why is because some of the smart thieves target those that works as waiters in restaurants. They offer money to these waiters that work in restaurants in order to collect your personal information. And since in some cases these waiters might often take your card to locations where you might not be able to see them swipe your card they can easily swipe your card twice.

The first swipe is for the transaction for your meal and the second time is on a pocket-sized instrument used to store your personal information onto. This poses quite a major risk personally and financially. So what can you do to safeguard yourself from this problem? What is the best way to protect your personal identity from prying eyes? Some people might resort to shredding documents and they think this is enough to protect themselves.

This is not effective enough especially with the advancement in technology in this day and age. The best way is to get proven guarantee protection from trusted organizations. you will be informed of any sudden changes made on your credit report and as well as any inquires immediately made.

This allows you to stay ahead of the game in the battle against identity theft. At this moment you’re still vulnerable to getting your identity stolen until you take action to protect yourself immediately. The sooner you get yourself protected from this personal crime the better off you will be personally and financially. And the right protection will allow you to sleep easy at night.

Bernard

silvurhuntress asked:

A quick whimper followed by a public service announcement, and some helpful info if you are a victim of identity theft. (And an introduction to my ferocious Man Cat – Azrael!) Step by step instructions on how to stop fraudulent accounts, dispute charges, and prosecute ID theft: www.consumer.gov

Vanessa

Tyler Previd asked:




We all know that at any moment a criminal can steal our identities and pretty much put us through hell for the next year or more of our lives. That’s why I myself have been protected by an identity theft protection company. I have put together my top 2 identity theft prevention tips in this article so that you can take a few steps to being closer to safety.

My first tip for you is to make sure that you either check your mail everyday and tear up any offers for ‘pre-approved’ credit cards because that is one of the top ways that thieves steal your identity, by hijacking your mail. It would be even better if you could remove yourself from all the mailing lists of these companies altogether. (The company that I use does it for me!)

My second identity prevention tip is to order yourself a copy of your credit report at least once a year. You can see if there are any accounts that were opened in your name that you might not be aware of and you can spot other suspicious activity as well. Also, it’s good to check your credit often ANYWAY because sometimes companies make mistakes and it’s good to spot these thing early.

There are so many ways nowadays for criminals to steal your personal information whether it be by purchasing or trading it online, buying it from the black market or “phishing” the information for themselves by using hacking techniques. Whichever method they use, you do not want to fall victim to this horrible crime. It can be devastating and severely damage you financially as well as get you in trouble with the law for something YOU didn’t do!

Trust me, it’s not pretty. I hope these 2 identity prevention tips were helpful to you and I wish you all the luck in keeping your good name!

Juanita

stungundotcom asked:

NY based crime ring commits Identity Theft stealing Credit Cards from restaurant patrons www.IDTheftSecurity.com

Michael

stungundotcom asked:

11 charged with massive ID theft A ring of people spread across the globe hacked into nine major US companies and stole and sold more than 41 million credit and debit card numbers from 2003 to 2008, costing the companies and individuals hundreds of millions of dollars, federal law enforcement officials said yesterday. www.IDTheftSecurity.com

Tara

great4video asked:

www.1tinyurl.com LifeLock is different because their protection is much more valuable. LifeLock is all about protecting you, the customer, and that means quick response times. Lifelock is an industry leader in identity theft prevention, and it is run by experienced and successful men and women who are the anti-theft industrys innovative entrepreneurs and leading experts. Lifelock LifeLock is a proactive security company that takes steps to prevent theft, instead of reacting to crimes that have already been committed. LifeLock can guarantee identity theft never happens to you. LifeLock was the recipient of two American Business Awards for advertising in 2008, and most recently, garnered an additional award honor for advertising from the International Business Awards. LifeLock representatives are available to assist members 24 hours a day, seven days a week from the company’s secure facility in Tempe, Ariz. LifeLock has a ‘killer’ guarantee offer of $1 million to protect your identity. Identity Identity Theft is a $50 billion a year problem. Identity theft is unlike any other theft you may or may not have experienced before. Identity theft is the fastest growing crime in America. Identity theft is easy to get away with and lucrative which is why identity theft rings are growing fast, and organized crime from the different mafias to the bikers have thrown their hat in the ring. Identity Theft Statistics 10 million Americans will be a victim of identity theft this year …

Theodore

CreditSecretsBible asked:

www.CreditRepairPublishing.com IDENTITY THEFT PREVENTION How to prevent ID Theft with nothing but your telephone. Listen. You don’t need identity theft insurance. It’s a joke. Have you ever read the guarantees on those things? Has more holes in it than swiss cheese. All they’re doing is charging you to do what you can do yourself. We’re not talking about you doing your own root canal here. Were talking about making a some phone calls… and then setting a reminder on outlook express to make 1 phone call every 90 days. It’s a joke. You don’t need to pay $150 a year (or more) for Identity Theft Insurance. Well, maybe you do, if you want to support someone in an MLM or Network Marketing Company (maybe). Hey, I’ve bought crazy juices, vitamins even a dumb water filter just to get my friends to quit bugging me about their MLM opportunities before. I admit it! There you go. But when it comes to ID THEFT PREVENTION, that’s different. You can do it better yourself. Just watch BOTH videos parts 1 and 2. Together they are worth a couple hundred bucks. No kidding! Listen. You’re going to learn how to get your credit reports not once a year but twice a year – FOR FREE! Not only that. No one is going to be able to get approved for ANY credit ANYWHERE without the creditor first calling you at the telephone number on your credit report! How you like them apples? and… were just getting started. You’re also going to learn how to protect yourself from all the people (like in hospitals in …

Jesse

ScamExpert asked:

scamalertusa.blogspot.com Explains what information thieves are after when they steal your identity. ==================================== As a general rule – ANYTHING involving Western Union/money gram = Scam. All spam emails are scams. my Advice: Don’t deal with anyone from a foreign country or Accept or cash checks from strangers and never use wire/bank transfer services.. you risk losing your $$ and your mind. Remember, if it sounds too good to be true, it probably is! NEVER give out your personal information to strangers online! Always be on guard.

Gary

Leon Edward asked:




Much like the X files, “Your Information Is Out There”. Identity theft relies on the fact that your information is out there, and that most people don’t bother to check on their identity information regularly. There are lots of avenues for an identity thief to grab your private information.

The most common variety, and the lowest tech, and thus, the hardest one to crack, is physical theft. Someone can lift your purse or wallet, or go through your garbage can for old credit card offers, or even intercept your mortgage booklet, and get enough information to establish credit cards in your name.

While using your credit card has become safer, it’s an arms race between the security provided by your bank and the attempts to break it by the thieves looking to make a fast buck. Try to make sure that your credit card never leaves your sight when you’re eating out, or making a purchase. Always take your slips with you rather than tossing them out, and in general watch the physical accoutrements of a credit card sale.

When making credit card purchases over the phone, recall that phone lines can be tapped, trivially. This is one of the cases where Voice over IP helps – it’s harder to reconstruct pertinent information when it’s all packetized.

Speaking of security over packetized information, most secure web sites really are more secure than doing a physical transaction with your physical card, provided you follow some basic rules of the road. First, never do banking information on a publicly accessible computer, or in a public WiFi hotspot. There are several ways for someone with a laptop to hijack a WiFi hotspot, like at Starbucks, and pretend to be their secure connection point. All it takes is one keystroke logger, and you’re hosed.

On your own machine, run anti-spyware software regularly, and set it to deep scans. The number one cause of electronic identity theft comes from spyware networks harvesting credit card information. Similarly, beware of phishing attempts. Never follow a link to your bank, always type the URL into the browser directly.

The other phase of identity theft comes from correlating stolen identity information with public records. Having a credit card is less useful than having a credit card tied to a physical address where mail can be intercepted. Even better still is having a credit card tied to a social security number. Because of the way that Google will do reverse lookups on telephone numbers, it’s possible to gather a lot more information in less time than ever before.

Even confidential information can be found online, or even bought from your employer, depending on local regulations. Even worse, there are now services that let you dig up information about nearly anyone with a minimal fee and minimal starting information. Most of these can be used in reverse lookup information to find out more about you than you thought was available. Even innocuous seeming information, like sporting club memberships, or club affiliations can give someone the “in” they need to do identity theft. Similarly, someone with access to credit or loan or school admission information can sell that data to other people, even medical information can be bought or sold.

With all this information floating around, it’s remarkable that it hasn’t become commoditized – in fact, it has become commoditized. Credit reporting and direct marketing companies will sell filtered versions of the data. Sometimes unscrupulous persons can buy multiple sets of filtered data and cross correlate them to find out about you, or use them indirectly to do you mischief. One of the more recent scams is setting up a corporate shell with a plausible need to get credit reports (such as a rental agency or car leasing service) and directly subscribe to the three credit bureaus.

Unfortunately, privacy legislation isn’t keeping up – the outlook requires that you watch your credit report regularly, and immediately contest anything unusual.

Terri

conetrix1977 asked:

On November 9, 2007 the OCC, Board, FDIC, OTS, NCUA and FTC (the Agencies) jointly issued the final rules and guidelines implementing section 114 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act) and final rules implementing section 315 of the FACT Act. The rules implementing section 114 require financial institutions or creditors to develop and implement a written Identity Theft Prevention Program (the Program) to detect, prevent and mitigate identity theft in connection with covered accounts. CoNetrix is offering an online tool which follows the Red Flag rules and guidelines and creates an Identity Theft Prevention Program for you. Simply log-in, complete a series of questions and download your customized Program document in Microsoft Word format.

Ramon