Tyler Previd asked:




The short and simple answer is yes. Definitely. The longer answer can be as long as you want it to be!

I could tell you horror stories that would make you cringe about people that have gotten their identity stolen by dirty criminals who buy and sell people’s good names on the internet and off. It’s a terrible thing but it happens every day. Imagine having a company that monitors every thing that goes on regarding your name.

For example, if somebody tries to open a new credit card under your name, you’d get a phone call. Once you confirm that it’s not you, the criminal is denied! Wouldn’t that feel good knowing that you won the battle against a criminal who was about to steal your identity? You’d be surprised how often your mail gets hijacked or your information gets searched for on the black market.

There are so many hackers out there that can put programs on your computer that harvest everything that you type on your keyboard. Then, they have user names, passwords and even credit card numbers that you typed yourself! If you didn’t type in any credit card numbers, they can still access them by using your passwords to log into your bank account online and/or any other subscription or pay site that you are a member or customer of.

Still wondering “Should I Buy an Identity Theft Prevention Plan?” I feel good knowing that I can comfortably go about exposing my information. I feel so protected that I wouldn’t even mind showing my social security number to anyone that wanted it! The company that protects my identity also guarantees that I won’t lose any money…even if my identity does somehow get stolen! Up to $1,000,000 to be exact. Best of all, it only costs me $10 a month.

I could go on forever about why you should buy an identity theft prevention plan but you probably see the point by now. Good luck…and keep your good name!

Oscar

stungundotcom asked:

11 charged with massive ID theft A ring of people spread across the globe hacked into nine major US companies and stole and sold more than 41 million credit and debit card numbers from 2003 to 2008, costing the companies and individuals hundreds of millions of dollars, federal law enforcement officials said yesterday. www.IDTheftSecurity.com

Tara

William Harty asked:




If you’re paranoid by thought of your identity being stolen then you have very good reason to. It is more needed then ever these days to know how to prevent identity theft from the millions of lurking criminals who steal identities every single day. Did you know that 1 in 25 people just in America will have their identity stolen each and every year? If that hasn’t happened to you yet, you better consider yourself very lucky.

Here are 3 helpful tips to use that will prevent identity theft from happening to you.

1 – Never give your private information to people over the phone, especially if you do not currently have identity protection. It is extremely easy for anyone to tap into your phones these days and there countless individuals and businesses that make a living as pretending to be your local bank or energy company.

2 – Always use bank owned ATM machines. Did you know of how many erroneous ATM machines are out there? Their sole purpose is to get your credit card numbers and store them. Be extra cautious of this if you live in the big city especially.

3 – Shred all of your documents, especially the important legal ones. There are numerous cases of criminals easily stealing identities simply because its available in recycling bins. You do not want to toss your private information when anyone can easily pick it up.

I hope this has helped you understand how to prevent identity theft more so you can avoid being the next statistic. If you really want to feel secure it is best to have identity protection as well.

Laurie

Stan Jenkins asked:




Identity theft is an ever increasing problem in our modern society. So much information is readily available and only too easy for unscrupulous people to obtain. Identity theft sometimes be a relatively minor hassle, like some opening a cell phone account in your name and running up a bill until the collection agency starts calling you about it. But it can also be a completely devastating, life altering event. Costing thousands of dollars to repair the damage not to mention the stress and emotional suffering caused by someone wiping out your bank account and racking up thousands upon thousands of dollars in debt that happens to be in your name.

The best way to stop identity theft is to prevent it from happening in the first place. But what can you do if you’ve already been the victim of identity theft? The first thing to do is to file a police report. By filing a police report you’re starting a paper trail of your efforts to fix the problem and that is important because when you’re trying to apply for new credit or loans etc. you will want proof that all of the overdue bills and accounts in collection do not belong to you and that you are doing everything you can to fix the problem.

If your credit cards or card numbers have been stolen or misused you can call your credit card company to notify them of the fraudulent activity and they will reverse the charges and send you an affidavit of fraud that you must fill out, sign, and return. This also becomes part of the paper trail or proof that you’re not responsible for the fraudulent activity and shows your identity theft repair efforts.

For some of the more serious cases of identity theft, like someone draining your bank account or taking out huge loans in your name, you will definitely want to get the police involved immediately and I would recommend that you find an attorney with experience in whatever issue you happen to be dealing with. There are a lot of things that you can handle on your own but for some of the more serious cases you will certainly require the help of qualified professionals.

More and more people are being victimized by these devious criminals. Prevention is the best way to stop these unsavory characters from stealing from you so I urge you to do some more research on prevention. Like most everything in nature, a thief will generally choose the path of least resistance. So if you can make yourself difficult to steal from, thieves will usually move on to easier prey.

Wayne

Bernard Pragides asked:


People who become victims of identity theft often have to bear a lot of problems that results from the theft; therefore it is better to avoid theft altogether when possible. And luckily there are several identity theft solutions for families that are very useful for the prevention of these identity thefts among the family members.

Identity theft solutions for families start with the family members themselves. Points to consider include:

1) Many identity theft solutions are very simple things to follow like avoiding giving out personal information about any member in the family to any outside person. The children may disclose information, therefore, the useful information like passwords of accounts, and other things should be kept away from them.

2) Another way in which identity theft can occur is due to the loss of any official papers containing private information; hence it is advisable that all such papers should be properly preserved in a safe manner and copies and unneeded documents destroyed with a shredder. The passwords of the accounts should never be written down on paper. All this information should remain only in the mind of the owner or in a safe place.

3) The theft may also occur if a person leaves or moves from his house and still has his mail sent to that address. Therefore, identity theft solutions for families also include the proper provision of the information about the changes in the address.

4) Identity theft solutions for families also include joining only standard organizations and commercial companies. This is because in order to join any organization, it is often required of members that some personal information about the person or his family be shared. In addition to this, everybody in the family should be aware not to provide information to any person who is not officially from that company.

5) In addition to the above-mentioned offline identity theft solutions for families, there is also need of precautions for online identity theft for families. The occurrences of online identity theft are more frequent today than those happening offline. Thieves do it with the help of the virus spyware and other hacking software. Online, they enter the PC system and then they can take away the information that is stored on the PC. Therefore, identity theft solutions for families includes the use of spy ware protecting software.

6) Identity thefts also occur due the use of the internet. Many members of the families have email accounts, online bank and other types of accounts. The information related to these accounts and other additional information provided to these accounts may leak through them. Therefore, identity theft solutions for families includes all the measures to prevent this from happening.

In short, online and off, all family members should not provide unnecessary information for their accounts, and they should carefully choose their passwords. This will enable scammers from hacking your accounts. In fact, a weak password is among the major causes of all the hacking of online accounts and information.

Many times some unnecessary pop ups or some links appear on the screen. Clicking on them should be avoided at all times.



Jeff

Bill Protresi asked:


It seems that nothing in this world is safe anymore as more and more people understand the need for identity theft prevention. Most people go about this through credit monitoring but some people find that more drastic steps need to be taken. In order to truly be good at identity theft prevention, you almost have to become paranoid to an extent in order to protect yourself and your credit. You have to be very careful with the way you do things because thieves are just about everywhere you look.

Identity theft prevention is about being two steps ahead of the criminals that are trying to steal your identity. The purposes for the thieves wanting your identity vary depending on whom it is you are dealing with. But either way, identity theft is a crime and if it happens to you it can truly mess up your entire life. Whether you try to buy a house, a car, or get a credit card, the mess left behind from a thief can take months, and in some cases, years to get cleared up. This is why identity theft prevention is so important in the first place so that you are not faced with such issues later down the road.

Steps You Can Take

While these steps may seem a little over the top, it is the only sure fire way to make sure that you are not scammed. Being good at identity theft prevention means that you are securing your financial future. First thing to think about is identity theft prevention over the Internet since we, as consumers, seem to buy so many things online. Because of the way the web is set up, it is so easy for a criminal to steal your personal banking or credit card information and pretend to be you in order to get what they want. So instead of using your major credit card or bankcard, it is advisable to use a third party payment system in order to protect yourself.

Also, it is important to make sure that you always are looking closely at the machines that you swipe your card through at the stores. If there is something that looks odd or out of place attached to the machine, do not run your card through it, as it may be a device to steal your information. Make sure that you never carry your social security card in your wallet as well because if that information gets out, anyone can get a credit card in your name. Identity theft prevention is all about being aware of what is going on and keeping your eyes open for things that are out of place. It is completely up to you to make sure that your identity is protected.



Lonnie

joeleegoss asked:


I have great credit and no one has ever tried to steal my Identity
so is this a bunch of bull crap? I mean I know that there are people trying to steal Identies but these companies are catering to average people. rich people need this not average people any feed back would be good thanks in advance

Troy

Dwayne Garrett asked:


Prevention is better than cure.

By having enough information about identity theft, you can avoid being a victim of this crime.

Based on that statement above, knowing about identity theft is the best way to protect yourself against this serious crime.

Now what is identity theft all about? Generally speaking, identity theft is a crime where a criminal uses another persons identity and personal information for their own gain, usually financial gains.

Identity theft is a very serious crime. People who steal personal information of other people and use it for financial gains can produce very serious consequences. Identity theft can be used to transfer funds from your bank account, or use your personal information for criminal activities. Credit card frauds are also a form of identity theft and so do check frauds.

If you somehow feel you are a victim of this crime, you must report it immediately to the nearest justice department or law enforcement agency. The concerned authorities can make the appropriate action in order to prevent the situation from getting worse.

Sometimes, preventing the situation from getting worse is the only solution. People who commit this serious crime are usually very hard to find and arrest. Professional con artists use multiple identities that make it very hard for authorities to trace. This is why you should know how to prevent this crime from happening to you.

Based on the research the United States government did, almost 140 citizens are being victimized by this crime every day and still growing. Today, authorities are making new ways to stop this crime or at least minimize it.

Total financial loss can be experienced by the victims of this crime. Their credit history can also be ruined. Therefore, this crime is a very serious offense.

People who commit this criminal offense works by obtaining your personal information, they do this by stealing your mails, hacking in your email account, eavesdropping on your telephone calls and they also look over the corner of their eyes when you are filling out documents that require personal information.

They also commit this crime by using your personal information to apply for new credit cards in your name. They will max out that credit card on purchases and you will be the one who gets charged for the purchased goods.

Knowing about the methods used by the criminals to obtain your personal information is very important. Most people do not know how their personal information was obtained by criminals until it is too late. Here are some of the ways criminals obtain your personal information and how to avoid it.

In public places, criminals may engage in shoulder watching. They will watch you fill out documents that require public information. To avoid this, you should fill out documents in private places, such as your home.

You might have personal information stored in your wallet. Criminals who steal your wallet can use the information stored in it to commit identity theft. To avoid this, you should never store items or documents containing your personal information in your wallet. If it is possible, you should memorize your pin numbers, Social Security number and other personal information a criminal can use for their own financial gains.

You own home has all sorts of documents containing public information. If someone enters your home unauthorized, they will steal things including documents that contain your personal information. To avoid this from happening, ask your neighbor to watch over your house if you and your family go out for work or dinner. And, never leave your documents containing personal and financial information lying around in your house. Look for a place to store it where criminals would never usually look.

Your own telephone can also be the source of personal information. Criminals can tap in to your phone by using surveillance equipments and listen as you give out your personal information to a caller. Sometimes, criminals call you and will pretend to be someone from the bank and will ask you about your personal information. Do not give it away if you are not sure. Tell the caller that you will call the bank first to confirm if there is indeed someone from the bank requesting for your personal information.

Your trash is one great source of personal and financial information. Criminals go dumpster diving to acquire documents containing your personal and financial information. To prevent this from happening, dispose of your documents properly by shredding them to pieces or burning them until it is impossible to put it back together again.

Your computer is filled with files containing your public information. Criminals can install spywares without you knowing it. So, it is important that you take proper precautions while surfing the internet or downloading files. You can install anti spyware programs to prevent spywares from entering your computer.

Always remember that being cautious in public places and even in your own home about your personal information is one of the best ways to prevent identity theft from happening.



Laurie

Chris Jensen asked:


Technology has been pretty amazing during these last decades. It made our lives a lot easier. However, with this convenience, there are also people who saw it as an opportunity to use other people’s information for their own financial benefit or identity theft. It is therefore necessary for anyone to adopt steps to prevent identity theft. The following tips could help you from being scammed.

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1. Limit the number of credit cards that you use. This way, you limit risk of being targeted by these scam artists.

2. If you will use your credit for an online purchase, always make sure to check the link. Make sure that the start of the URL is “https://”. The extra “s” indicates that you are sending your credit card information securely. There should also be a padlock icon in the bottom right hand corner of your browser confirming the secure connection.

3. You should also make sure that you are dealing with the right website when giving out your information. Don’t trust the links found on your email. Always go to the right link from their main website. Most online fraudsters usually use email in their operations and masking the links. This makes their links look legitimate.

4. Do not share important through phone, email and other impersonal means unless you really know and trust the person you are giving it to. Identity thieves usually pretend as official representatives of legitimate business just to lure you in giving them information.

5. Finally, try to ask first if you could provide other types of identification other than your Social Security Number. This is because your Social Security Number is one of the needed data when these unscrupulous individuals try to get credit using your name.

These are just a few steps to prevent identity theft. You should always be on the alert and ready because you don’t know when the thieves will take your identity away.



Jim